CashTapDirect Online loan requests · $100 – $5,000
Direct loan request

A straight line to lending partners.

Request $100 – $5,000 online — free, no obligation, and checking your options won't affect your credit score.

256-bit SSL encryption · soft inquiry only · never a fee to request

Our one job

Skip the runaround entirely.

Most loan sites bounce you between pages, pitches, and callbacks. CashTapDirect does one thing: it takes your request and puts it in front of lending partners who can respond. That's the whole job — done properly.

How it works

Three steps, start to finish.

01

Say what you need

Choose an amount from $100 – $5,000 and answer a few short questions. It takes about two minutes, and there's no account to create.

02

We route it direct

Your request goes straight to our network of lending partners. Checking your options is a soft inquiry — it won't affect your credit score.

03

Review and decide

If a lender can help, you'll see its offer and terms in plain view. Accept it or walk away — funds can arrive as soon as the next business day, if approved.

Why CashTapDirect

Why people pick the direct route.

Direct means direct.

One form, sent straight to lending partners — no detours, no phone tag.

Free, start to finish.

Submitting a request costs nothing and obligates you to nothing.

Your score stays put.

We use a soft inquiry; a hard pull happens only if you proceed with a lender.

Plain-terms policy.

Any offer comes with the lender's rates, fees, and terms disclosed before you accept.

Built for a phone.

The whole request works one-handed, on a lunch break, in about two minutes.

Honest about our role.

We're a referral service, not a lender — the lender you match with sets the terms.

FAQ

Straight answers.

Is CashTapDirect a lender?

No. CashTapDirect is a loan-request referral service, not a lender. We send your request to a network of lending partners; any loan, if offered, comes from the lender, which sets its own rates and terms.

How much can I request?

The request range is $100 – $5,000. The exact amount a lender can offer depends on its own criteria and your state of residence.

Will requesting affect my credit score?

Checking your options won't affect your credit score — it's a soft inquiry. A lender may run a hard inquiry only if you choose to proceed with its offer.

What does it cost to use CashTapDirect?

Nothing. Submitting a request is free and carries no obligation. If you accept a loan, the lender's own rates and fees apply, and they're disclosed to you before you sign.

How quickly could I receive funds?

Timing varies by lender and by your bank. Funds can arrive as soon as the next business day, if approved — your lender will confirm exact timing before you accept.

What happens after I submit?

Your request is shared with our lending partners. If one can work with it, you'll see the offer with its full terms. From there the decision is entirely yours — accept it, or simply close the page.

No detours

Take the straight line to a lender.

One short form — free, no obligation, and checking your options won't affect your credit score.

Start my request